Small business funding marketplace
Business funding.One short form.Real options.
Tremont Ventures is a funding marketplace for established small businesses. Tell us about your business, attach your bank statements, and we match you with lenders from our network for working capital and bridge financing. No SSN, no bank logins, no fee to apply.
No impact to your personal credit score to apply.¹
The gap
Payroll Friday.
Receivables in 30 days.
Bank statements
Last 4 months
Bridge request
$150,000
01 — See your options
See what your business may qualify for.
Seven questions. No obligation. If it looks like a fit, we take you straight to the full application where you can attach your statements.
No impact to your personal credit score to apply.
What lenders usually look for
- About 6–12 months or more in business
- Steady monthly deposits, ideally $10K+
- A workable personal credit profile (floors vary by lender)
- 3 to 4 months of business bank statements, if you move forward
Requirements differ by lender and product. Meeting them does not guarantee approval.
02 — Funding options
Match the product to the problem.
We focus on the two products established businesses ask for most. Not sure which is right? Apply anyway. We'll help you choose, and our lending partners will tell you what you qualify for.
Working capital
Keeps the lights on between paydays.
Short-term funds for payroll, inventory, seasonal dips or a slow-paying customer. Usually repaid over 3–18 months from daily, weekly or monthly payments tied to your sales.
Typical use
Payroll, stock
Term
3–18 mo
Speed
Days
Bridge financing
Gets you from here to a known “next.”
Interim capital while you wait on a bigger event: an SBA or bank loan closing, a property sale, a large contract payment, or an acquisition. You should know exactly how it gets paid off.
Rule of thumb: name the exit first
“Is this a loan?”
Not always.
Revenue-based financing is a purchase of future sales, not a loan. Your agreement must say which it is.
What lenders look for
Time in business
Most lenders in our network want to see at least 6–12 months of operating history. Two years or more opens up the widest set of options.
What lenders look for
Steady revenue
Consistent monthly deposits matter more than a single big month. Your bank statements show lenders the full picture.
What lenders look for
Credit, in context
Credit floors vary by lender and product. Applying has no impact to your personal credit score; a lender may run a check only if you accept an offer.
03 — How it works
Four steps.
One clear path.
Tremont Ventures is a loan marketplace, not a direct lender. One conversation with us reaches multiple lending partners. The lender makes the credit decision and provides the money.
- 01
Tell us about your business
Fill out one short form and attach your last 3–4 months of bank statements.
- 02
We review your file
Your application comes straight to our team. We check it over and reach out with any questions.
- 03
We match you with a lender
We shop your file across our network of lending partners to find the best fit for your business.
- 04
Get funded
Compare real offers in writing. Accept one and the lender funds you, or walk away. No obligation.
04 — Stips, decoded
What to have ready.
“Stips” (stipulations) are the documents a funder needs to review a file. Your bank statements tell the story better than any form can, so they are the one required upload.
Business bank statements
RequiredLast 3–4 full months, all pages, downloaded as PDF from your bank.
Voided business check
If availableConfirms the account funds would be deposited into.
Driver's license or photo ID
If availableFunders verify identity before closing; sending it early can save a day.
Month-to-date transactions
If availableHelpful if the current month is more than half over.
Bridge exit documents
If availableLoan commitment letter, purchase contract or invoice that shows how the bridge gets repaid.
05 — Common questions